What is the annual fee for SC Ultimate Credit Card?

Annual fee for SC Ultimate Credit Card is ₹5000 + GST.

What is the reward rate on SC Ultimate Credit Card?

SC Ultimate Credit Card offers 3% cashback on general spends.

Minimum income for SC Ultimate Credit Card?

Minimum income required is ₹12.0 lakh per year.

Overview

Rewards

Fees

Score

Verdict

💎 PremiumVisa

Standard Chartered

SC Ultimate Credit Card

Annual Fee

₹5,000

Reward

3% cashback

GenieScore

33/100

Lounge

4/yr

Expert

3/5★

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Key Features

🏆

3% cashback on ALL spends — no category restrictions whatsoever

✈️

4 lounge visits/year via Priority Pass network

💰

1% cashback on fuel transactions

🎁

Welcome gift worth Rs.5,000 (travel vouchers)

⚡

Unlimited rewards earning — no cap

Pros

Cons

Quick Specs

💳Card TypeCashback

🌐NetworkVisa

💰Annual Fee₹5,000 + GST

🎯Base Reward3% cashback

✈️Lounge4/year

📱UPI RewardsNot available

🌍Forex3.5% + GST

⛽Fuel WaiverNot available

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Community Sentiment

POSITIVE

Positive

Apply Now on Standard Chartered