What is the annual fee for SBI Paytm Credit Card?

Annual fee for SBI Paytm Credit Card is ₹499 + GST, waived on ₹50K+ annual spend.

What is the reward rate on SBI Paytm Credit Card?

SBI Paytm Credit Card offers 2% cashback on general spends. It also earns 1% on UPI payments.

Minimum income for SBI Paytm Credit Card?

Minimum income required is ₹3.0 lakh per year.

Overview

Rewards

Fees

Score

Verdict

Visa

SBI Card

SBI Paytm Credit Card

Annual Fee

₹499

Reward

2% cashback

GenieScore

44/100

Expert

3.5/5★

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Key Features

🏆

5% cashback on Paytm app transactions (movies, travel, shopping)

✈️

2% on all other online spends

💰

1% on UPI payments via Paytm

🎁

Fee waived on Rs.50,000 annual spend

⚡

Paytm cashback credited directly to Paytm wallet

Pros

Cons

Quick Specs

💳Card TypeCashback

🌐NetworkVisa

💰Annual Fee₹499 + GST

🎯Base Reward2% cashback

✈️LoungeNot included

📱UPI Rewards1% on UPI

🌍Forex3.5% + GST

⛽Fuel WaiverNot available

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Community Sentiment

POSITIVE

Positive

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