Skip to main content
Overview
Rewards
Fees
Score
Verdict
Home
Wallet
Calculator
Cards
GenieAI
Home
โบ
Cards
โบ
SBI Card
โบ
SBI Paytm Credit Card
Visa
SBI Card
SBI Paytm Credit Card
Annual Fee
โน499
Reward
2% cashback
GenieScore
44/100
Expert
3.5/5โ
Apply Now
Compare
โ Share
๐
Overview
๐
Rewards
๐ณ
Fees
โญ
Score
๐
Verdict
Key Features
๐
5% cashback on Paytm app transactions (movies, travel, shopping)
โ๏ธ
2% on all other online spends
๐ฐ
1% on UPI payments via Paytm
๐
Fee waived on Rs.50,000 annual spend
โก
Paytm cashback credited directly to Paytm wallet
Pros
Cons
Quick Specs
๐ณ
Card Type
Cashback
๐
Network
Visa
๐ฐ
Annual Fee
โน499 + GST
๐ฏ
Base Reward
2% cashback
โ๏ธ
Lounge
Not included
๐ฑ
UPI Rewards
1% on UPI
๐
Forex
3.5% + GST
โฝ
Fuel Waiver
Not available
Report incorrect data
Community Sentiment
POSITIVE
Positive
SBI
Paytm Credit Card
VISA
Annual fee
โน499/yr
Joining fee
โน499
Reward
2% cashback
GenieScore
44/100
Apply Now
Compare Cards
GenieScore
44
/100
Average
10-factor algorithmic rating
See full breakdown โ
You May Also Like
Amazon Pay ICICI
ICICI Bank ยท โน100/yr
91
5โ
Axis ACE
Axis Bank ยท โน509/yr
56
4โ
Axis Airtel test
Axis Bank ยท โน500/yr
56
4โ
View all cards โ
Apply Now on SBI Card
SBI Paytm Credit Card Review 2026 โ Rewards, Fees & Benefits | CardGenie | CardGenie