Skip to main content
Overview
Rewards
Fees
Score
Verdict
Home
Wallet
Calculator
Cards
GenieAI
Home
โบ
Cards
โบ
Niyo (SBM Bank)
โบ
Niyo Global Card
Visa
Niyo (SBM Bank)
Niyo Global Card
Annual Fee
FREE
Reward
1% cashback
GenieScore
50/100
Expert
4/5โ
Apply Now
Compare
โ Share
๐
Overview
๐
Rewards
๐ณ
Fees
โญ
Score
๐
Verdict
Key Features
๐
ZERO forex markup on all international transactions โ save 3.5% vs other cards
โ๏ธ
Best card for international travel, foreign subscriptions & studying abroad
๐ฐ
Free ATM withdrawals abroad (up to 4 times/month)
๐
Instant issuance โ digital card number available immediately
โก
Works at 40M+ Visa merchants globally
Pros
Cons
Quick Specs
๐ณ
Card Type
Cashback
๐
Network
Visa
๐ฐ
Annual Fee
Lifetime Free
๐ฏ
Base Reward
1% cashback
โ๏ธ
Lounge
Not included
๐ฑ
UPI Rewards
Not available
๐
Forex
โ Zero Markup
โฝ
Fuel Waiver
Not available
Report incorrect data
Community Sentiment
POSITIVE
Positive
Niyo (SBM)
Niyo Global Card
VISA
Annual fee
Lifetime Free
Joining fee
None
Reward
1% cashback
GenieScore
50/100
Apply Now
Compare Cards
GenieScore
50
/100
Average
10-factor algorithmic rating
See full breakdown โ
Apply Now on Niyo (SBM Bank)
Niyo Global Card Review 2026 โ Rewards, Fees & Benefits | CardGenie | CardGenie