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Kotak White Reserve Review 2026 โ Rewards, Fees & Benefits | CardGenie | CardGenie
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Kotak Mahindra Bank
โบ
Kotak White Reserve
๐ Premium
Visa
Kotak Mahindra Bank
Kotak White Reserve
Annual Fee
โน12,500
Reward
3% points
GenieScore
32/100
Lounge
Unlimited
Expert
3/5โ
Apply Now
Compare
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Overview
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Rewards
๐ณ
Fees
โญ
Score
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Verdict
Key Features
๐
Unlimited worldwide lounge access (Priority Pass)
โ๏ธ
10X reward points on dining & travel
๐ฐ
24/7 dedicated concierge & butler service
๐
Complimentary golf at 150+ courses globally
โก
Metal card with personal shopper service
Pros
Cons
Quick Specs
๐ณ
Card Type
Points
๐
Network
Visa
๐ฐ
Annual Fee
โน12,500 + GST
๐ฏ
Base Reward
3% points
โ๏ธ
Lounge
Unlimited/year
๐ฑ
UPI Rewards
Not available
๐
Forex
โ Zero Markup
โฝ
Fuel Waiver
Not available
Report incorrect data
Community Sentiment
POSITIVE
Positive
Kotak Mahindra
Kotak White Reserve
VISA
Annual fee
โน12,500/yr
Joining fee
โน12,500
Reward
3% points
GenieScore
32/100
Apply Now
Compare Cards
GenieScore
32
/100
Fair
10-factor algorithmic rating
See full breakdown โ
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Apply Now on Kotak Mahindra Bank