What is the annual fee for Kotak Royale Signature?

Annual fee for Kotak Royale Signature is ₹999 + GST, waived on ₹100K+ annual spend.

What is the reward rate on Kotak Royale Signature?

Kotak Royale Signature offers 2% points on general spends.

Minimum income for Kotak Royale Signature?

Minimum income required is ₹6.0 lakh per year.

Overview

Rewards

Fees

Score

Verdict

Visa

Kotak Mahindra Bank

Kotak Royale Signature

Annual Fee

₹999

Reward

2% points

GenieScore

33/100

Lounge

2/yr

Expert

3/5★

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Key Features

🏆

2 complimentary lounge visits/year

✈️

4X reward points on dining

💰

International travel hotel benefits

🎁

Fee waived on Rs.1L annual spend

⚡

Rs.1 crore accidental insurance cover

Pros

Cons

Quick Specs

💳Card TypePoints

🌐NetworkVisa

💰Annual Fee₹999 + GST

🎯Base Reward2% points

✈️Lounge2/year

📱UPI RewardsNot available

🌍Forex3.5% + GST

⛽Fuel WaiverNot available

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Community Sentiment

POSITIVE

Positive

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