What is the annual fee for IndusInd Legend?

IndusInd Legend is a lifetime free credit card.

What is the reward rate on IndusInd Legend?

IndusInd Legend offers 1.5% points on general spends.

Minimum income for IndusInd Legend?

Minimum income required is ₹6.0 lakh per year.

Overview

Rewards

Fees

Score

Verdict

Visa

IndusInd Bank

IndusInd Legend

Best lifetime free card with lounge access — 8 visits + 3X dining

Annual Fee

FREE

Reward

1.5% points

GenieScore

48/100

Lounge

8/yr

Expert

4.1/5★

Apply Now

About this Card

IndusInd Legend is remarkable for being a lifetime free card that includes airport lounge access — 2 visits per quarter (8 per year). Combined with 3X reward points on dining, entertainment, and weekends, and Buy 1 Get 1 at partner theatres, it delivers genuine lifestyle value at zero annual cost.

Key Features

🏆

Lifetime free card with lounge access — rare combination in India

✈️

2 complimentary lounge visits/quarter (8 visits/year)

💰

3X reward points on dining, entertainment & weekend spends

🎁

Buy 1 Get 1 on movies at partner theatres

⚡

Fuel surcharge waiver at all petrol stations

Pros

✓Lifetime free card with 8 airport lounge visits per year — rare combination

✓3X reward points on dining, entertainment, and weekend spends

✓Buy 1 Get 1 on movies at partner theatres

✓Fuel surcharge waiver at all petrol stations

✓Contactless payment enabled

Cons

✗1.5X on non-dining categories — modest base rate

✗No UPI rewards

✗Points redemption value is moderate

✗IndusInd ATM and branch network smaller than top 4 banks

✗Customer service response times can be slow

Quick Specs

💳Card TypePoints

🌐NetworkVisa

💰Annual FeeLifetime Free

🎯Base Reward1.5% points

✈️Lounge8/year

📱UPI RewardsNot available

🌍Forex3.5% + GST

⛽Fuel WaiverAvailable

Report incorrect data

Community Sentiment

POSITIVE

Positive

Apply Now on IndusInd Bank

IndusInd Legend Review 2026 — Rewards, Fees & Benefits | CardGenie | CardGenie