What is the annual fee for HSBC Smart Value?

Annual fee for HSBC Smart Value is ₹499 + GST, waived on ₹50K+ annual spend.

What is the reward rate on HSBC Smart Value?

HSBC Smart Value offers 3% points on general spends.

Minimum income for HSBC Smart Value?

Minimum income required is ₹3.6 lakh per year.

Overview

Rewards

Fees

Score

Verdict

Visa

HSBC India

HSBC Smart Value

Annual Fee

₹499

Reward

3% points

GenieScore

38/100

Expert

3/5★

Apply Now

Key Features

🏆

3X reward points on online, dining & movie purchases

✈️

Buy 1 Get 1 on BookMyShow (up to 4 times/month)

💰

Fee waived on Rs.50,000 annual spend

🎁

Fuel surcharge waiver

⚡

Complimentary travel insurance

Pros

Cons

Quick Specs

💳Card TypePoints

🌐NetworkVisa

💰Annual Fee₹499 + GST

🎯Base Reward3% points

✈️LoungeNot included

📱UPI RewardsNot available

🌍Forex3.5% + GST

⛽Fuel WaiverAvailable

Report incorrect data

Community Sentiment

POSITIVE

Positive

Apply Now on HSBC India