What is the annual fee for HDFC Regalia First?

Annual fee for HDFC Regalia First is ₹1000 + GST, waived on ₹75K+ annual spend.

What is the reward rate on HDFC Regalia First?

HDFC Regalia First offers 1.33% points on general spends.

Minimum income for HDFC Regalia First?

Minimum income required is ₹6.0 lakh per year.

Overview

Rewards

Fees

Score

Verdict

Visa

HDFC Bank

HDFC Regalia First

Annual Fee

₹1,000

Reward

1.33% points

GenieScore

37/100

Lounge

3/yr

Expert

3/5★

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Key Features

🏆

3 complimentary lounge visits/quarter (domestic)

✈️

3X reward points on dining & travel

💰

Fee waived on Rs.75,000 annual spend

🎁

Fuel surcharge waiver

⚡

Complimentary accident insurance cover

Pros

Cons

Quick Specs

💳Card TypePoints

🌐NetworkVisa

💰Annual Fee₹1,000 + GST

🎯Base Reward1.33% points

✈️Lounge3/year

📱UPI RewardsNot available

🌍Forex3.5% + GST

⛽Fuel WaiverAvailable

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Community Sentiment

POSITIVE

Positive

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