What is the annual fee for HDFC Diners Club Black?

Annual fee for HDFC Diners Club Black is ₹10000 + GST, waived on ₹500K+ annual spend.

What is the reward rate on HDFC Diners Club Black?

HDFC Diners Club Black offers 3.33% points on general spends.

Minimum income for HDFC Diners Club Black?

Minimum income required is ₹18.0 lakh per year.

Overview

Rewards

Fees

Score

Verdict

HDFC Diners Club Black Review 2026 — Rewards, Fees & Benefits | CardGenie | CardGenie

💎 PremiumDiners Club

HDFC Bank

HDFC Diners Club Black

Premium card with 6 golf rounds/quarter and unlimited Diners lounge

Annual Fee

₹10,000

Reward

3.33% points

GenieScore

25/100

Lounge

Unlimited

Expert

4.2/5★

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About this Card

HDFC Diners Club Black is a premium lifestyle card with unlimited lounge access via the Diners Club network, 6 complimentary golf rounds every quarter, and 10X reward points on dining and travel. It targets high-income professionals who value golf and dining privileges alongside strong travel benefits.

Key Features

🏆

Unlimited lounge access via Diners Club network

✈️

6 complimentary golf rounds per quarter

💰

10X reward points on dining & travel

🎁

Club Marriott membership complimentary first year

⚡

Annual milestone bonus up to 10,000 points

Pros

✓Unlimited lounge access via Diners Club + Priority Pass network

✓6 complimentary golf rounds per quarter (24/year)

✓10X reward points on dining and travel

✓Club Marriott membership complimentary for first year

✓Annual milestone bonus up to 10,000 reward points

✓Fee waived on ₹5L annual spend

Cons

✗Diners Club acceptance is limited — fewer merchants than Visa/MC

✗₹10,000 joining and annual fee is premium

✗₹18L+ income requirement

✗Not as widely accepted internationally as Visa/Mastercard

✗Rewards only redeemable through HDFC portals

Quick Specs

💳Card TypePoints

🌐NetworkDiners Club

💰Annual Fee₹10,000 + GST

🎯Base Reward3.33% points

✈️LoungeUnlimited/year

📱UPI RewardsNot available

🌍Forex3.5% + GST

⛽Fuel WaiverNot available

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Community Sentiment

POSITIVE

Positive

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